Plus earn 2% on dining & gas purchases and 1% everywhere else outside of Target.*
*Some restrictions apply. See below for RedCard benefits & program rules.
5% off at Target In store. Online. Every time.
Earn 2% On dining and gas purchases.
Earn 1% Everywhere else.
You’ll receive your rewards from non-Target purchases in the form of a Target GiftCard. Some restrictions apply. See below for RedCard benefits & program rules.
More to your door Free 2-day shipping on hundreds of thousands of items from Target.com.
More exclusives Including special items and offers.
More return time An additional 30 days for returns and exchanges.
Some restrictions apply. See below for RedCard benefits & program rules.
You can redeem your available rewards any time for a Target GiftCard®.
You can also redeem your rewards by calling 1-800-424-6888.
Restrictions apply to redemption, see RedCard benefits & program rules below.
The Target Mastercard 1% and 2% reward program is offered by Target Corporation. In these program rules, the following words are defined:
“program” means the Target Mastercard 1% and 2% reward program
“eligible purchase” is defined in the “Earning 1% and 2% rewards toward a Target GiftCard” section below
“reward” means the reward(s) you earn under the program by making eligible purchases
“RedCard” means your Target Mastercard credit card
“Target GiftCard” means the gift card issued when you redeem rewards. “Target GiftCard” includes both physical Target GiftCards and Target eGiftCards.
“we”, “us” and “our” mean Target Corporation
“you” and “your” mean the person or people responsible for the RedCard
Earning 1% and 2% rewards toward a Target GiftCard
When you use your RedCard™ to make an eligible purchase, you earn rewards toward a Target GiftCard as follows: 2% rewards toward a Target GiftCard.
For each eligible purchase you make in gas or dining merchant categories, you earn rewards at a rate of 2% of the eligible purchase amount. Gas and dining merchant categories: Each merchant is assigned a merchant category code (MCC) which is determined based on the type of products or services the merchant primarily offers. Gas merchants are assigned an MCC of 5541 or 5542, which are merchants that primarily sell automotive gasoline. Merchants that do not specialize in selling automotive gasoline, such as truck stops and boat marinas, are not eligible gas merchants. Dining merchants are assigned an MCC of 5812, 5813 or 5814 which are eat-in restaurants, including fast food establishments. Merchants selling food and beverages within larger establishments such as theme parks, casinos and stadiums are not eligible dining merchants. Individual merchants and their credit card processors are responsible for designating MCCs based on the products and services sold by the merchant, and we do not have control over which MCC is assigned to a merchant. Purchases made at merchants that do not process transactions using one of these MCCs will only qualify for 1% rewards. We are not responsible if you believe a purchase should be categorized as a gas or dining purchase and it is not. 1% rewards toward a Target GiftCard.
For each eligible purchase you make at a merchant that is not in a gas or dining category, you earn rewards at a rate of 1% of the eligible purchase amount. You also will not earn 1% rewards when you shop at Target or Target.com, but the 5% RedCard Discount program applies to those purchases. The details of the RedCard 5% Discount program can be found at www.target.com/RedCard. An eligible purchase is a purchase made with your RedCard at merchants other than Target and Target.com, minus credits, returns and adjustments. An eligible purchase also includes certain purchases at Target store locations for which you do not receive the RedCard 5% discount. These eligible purchases at Target store locations include: eye exams, clinic services, wireless protection program purchases and deposits required by mobile carriers and purchases at certain restaurants in Target stores. The following types of transactions are not considered eligible purchases:
When you use your Target Debit Card, Target Credit Card or Target™ Mastercard® (each, a “RedCard™”) at Target stores or Target.com, you will receive 5% off on your purchases. If you use a RedCard in the same purchase transaction with another form of payment, the 5% discount will apply only to the purchase amount tendered to your RedCard. 5% discount applies to eligible purchases minus any other discounts and the value of any promotional Target gift cards received in the transaction. Target reserves the right to discontinue or alter the terms of this program at any time. 5% discount does not apply to the following:
When you make purchases with your Target Debit Card, Target Credit Card or Target™ Mastercard® (each, a “RedCard™”) at Target stores or Target.com, you will receive 30 additional days to return the purchases beyond the standard return policy applicable to each of the purchased items. Target reserves the right to discontinue or alter the terms of this program at any time. RedCard extended returns do not apply to the following:
When you use your Target Debit Card, Target Credit Card or Target™ Mastercard® (each, a “RedCard™”) on Target.com, you will receive free shipping on your Target.com purchases. Offer applies on standard shipping to all 50 states and the District of Columbia as well as APO/FPO addresses and Puerto Rico. If you upgrade your shipping method, shipping fees will apply. Target may offer promotions for free shipping on upgraded shipping methods, and the terms of those promotions will be described in the offer. Select items may require a minimum purchase threshold before the order will be shipped. Orders delivered by Shipt may have a delivery fee. This offer is not valid on previous orders or where otherwise prohibited by law. Target reserves the right to discontinue or alter the terms of this program at any time.
When you use your RedCard for your Target.com purchases, you receive free standard shipping on most items and free 2-day shipping on eligible items. Thousands of items qualify for 2-day shipping. Item eligibility and assortment vary by market and are determined by the location of the item and the destination ZIP code. If an item is eligible for 2-day shipping, it’ll be noted on the product detail page and on the cart & check out page. Place your order by the order cutoff time to receive 2-day shipping on select items to select ZIP codes. Refer to the product detail page for estimated delivery dates. Visit Target.com/2dayshipping for general delivery guidelines.
RedCard holders will be offered exclusive extras, including special items and offers (collectively, “exclusive extras”). Every exclusive extra may not be available to every RedCard holder, and the selection of RedCard holders for a specific exclusive extra may be based on criteria, such as previous purchases or geographic location. The RedCard holder anniversary offer is an exclusive offer that will be sent to the primary cardholder via email after the RedCard opening anniversary date. To qualify for the anniversary offer, the primary cardholder must be signed up for marketing emails from Target and the RedCard must be in a good standing. Exclusive extras are planned throughout the year at our sole discretion and may vary from year to year. Exclusive extras may have limitations and restrictions. Applicable details for a specific exclusive extra will be provided in communications about the exclusive extra.
RedCard™: Target Debit Card, Target Credit Card, and Target™ Mastercard®. Subject to application approval (Target Mastercard may not be available to new applicants). The RedCard credit cards (Target Credit Card and Target Mastercard) are issued by TD Bank USA, N.A. The RedCard debit card is issued by Target Corporation. Mastercard is a registered trademark of Mastercard International, Inc. Pat 7,562,048 and 8,117,118.